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Understanding Florida Workers’ Comp Classification Codes

Understanding Florida Workers’ Comp Classification Codes

Did you know that the average cost of workers' compensation insurance in Florida is $1.27 per $100 in wages? In Florida, workers' comp insurance is mandatory, and the rates vary a great deal depending on your industry. The National Council on Compensation...

Is There Workers Comp for Independent Contractors?

Is There Workers Comp for Independent Contractors?

It’s the law in every single state that we all know well: workers’ compensation. In total, it adds up to 1.3 percent of your labor costs. But while it’s clear that everyone who works directly for you should be covered, when it comes to independent, 1099...

Workmans Comp Coverage Requirements For Florida Industries

Workmans Comp Coverage Requirements For Florida Industries

In the seven seconds that it will take you to read this sentence, someone is likely facing an injury on the job. People are injured at work at an astounding rate across all industries and in all states. That's why it's always better to be safe than...

Understanding Workplace Violence and Who is Most Vulnerable

Understanding Workplace Violence and Who is Most Vulnerable

Every year more than 2 million Americans are affected by workplace violence. In 2017, there were at least 458 fatalities and 18,400 workplace violence injuries. The level of workplace violence is said to be much higher than what is published considering that some...

A Guide to Drug Testing an Employee Post Workplace Accident

A Guide to Drug Testing an Employee Post Workplace Accident

Business owners seek to strike an equal balance between protecting their business and encouraging a safe workplace. They seek to provide workers with a safe working environment but acknowledge that accidents do occur.  When an accident does occur, a business...

What Constitutes a Workers’ Compensation Claim?

What Constitutes a Workers’ Compensation Claim?

In the US, 94% of employees, which represents roughly 140 million workers, are covered by workers compensation insurance. According to data collected in 2013, these employees received a total of $8.2 billion in workers compensation claims that covered loss of survivor...

A Guide to the Penalties for Not Having Workers’ Compensation

A Guide to the Penalties for Not Having Workers’ Compensation

Did you know that over 4 million American workers are injured every year? Of course, workers in industries such as construction and manufacturing are at higher risk of workplace injury. But office workers are not immune. Repetitive motion tasks, lifting, and even...

Top 5 Reasons Small Businesses Pay Workers Comp

Top 5 Reasons Small Businesses Pay Workers Comp

Federal workers’ compensation laws cover over 135 million employees in the United States. In terms of salary, this means that these insurance policy cover over $7.2 trillion in payroll. Why are so many workers covered by this type of compensation policy?...