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In most states, workers' compensation is mandatory. What's considered mandatory and optional varies from state to state. One section that tends to have a larger gray area is self-employment. You'd think because you're self-employed that you wouldn't need workers'...

Did you know that as of April 7, 2020, there were almost 1,500,000 COVID-19 cases globally? COVID-19 has changed the face of the world. Social distancing. Bans on public gatherings. The work-from-home trend. All these development have changed the way that...

Did you know that since the COVID-19 pandemic began almost 90% of US businesses have encouraged their staff to work from home? COVID-19 has had a devastating effect on the world. The workplace has not been spared. Business owners are more aware than ever of...

The workplace has changed dramatically.  And the government is catching up with demographic, as well as economic shifts that affect labor law, especially at the state and local government level.   The U.S. Department of Labor (DOL) went to recent...

What are the Professional Employer Organization Pros and Cons? Outsourcing is a multibillion-dollar industry these days, and it’s not hard to see why. Business owners can work with third parties to get expert help for everything from IT to accounting. One type of...

Employers paid nearly $50 million in worker's compensation premiums in 2018. Carrying worker's compensation insurance is mandatory in every state but Texas. In many states, employers must begin carrying insurance as soon as they hire their first...

Workers' comp insurance rates are the prices of insurance compensation policies that protect the employer as well as the employee when there’s a work-related illness or injury that occurs. One part of this type of insurance provides workers that have gotten ill, are...

As a business owner, there are several types of insurance that you must carry to protect yourself. Two of those types of insurance are workers' compensation and employers' liability. There are many things to know about these two different insurances. Let's...

The United States recorded an incidence rate of 2.8 workplace-related injuries per 100 full-time workers in 2018. The Bureau of Labor Statistics notes that these figures have reduced steadily since the year 2010. Even so, there have been concerns that there...

If you're running a small business, you know of the time and work that needs to be put in every single day to keep the ship afloat. You and your employees are required to wear several different hats each day to provide the best products and services to your clientele....

The total American workforce comprised of more than 157 million workers in the year 2018. Small and medium-sized companies employ a sizable majority of this labor force.  Being able to manage such diverse human capital demands for massive levels of internal...

When you own a business, you must have workers' compensation insurance. The requirements of workers' compensation insurance can be difficult to understand and confusing; however, they can help you in the long run. Knowing what type of insurance you need and how...