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Did you know that the average cost of workers' compensation insurance in Florida is $1.27 per $100 in wages? In Florida, workers' comp insurance is mandatory, and the rates vary a great deal depending on your industry. The National Council on Compensation...
In the US, 1 in 10 workers in the US are independent contractors and self-employment is a rising trend. Business Owners, Sole Proprietors, Partners, and Independent Contractors are not automatically covered by workers' compensation insurance....
It’s the law in every single state that we all know well: workers’ compensation. In total, it adds up to 1.3 percent of your labor costs. But while it’s clear that everyone who works directly for you should be covered, when it comes to independent, 1099...
n 2017, nearly 2.8 million non-fatal work-related injuries and illnesses were reported in the U.S. As a business owner, you definitely want the best for your business, that is, including your employees. While shopping for business insurance coverage,...
In the seven seconds that it will take you to read this sentence, someone is likely facing an injury on the job. People are injured at work at an astounding rate across all industries and in all states. That's why it's always better to be safe than...
Every year more than 2 million Americans are affected by workplace violence. In 2017, there were at least 458 fatalities and 18,400 workplace violence injuries. The level of workplace violence is said to be much higher than what is published considering that some...
Did you know Maritime Workers (dock workers, commercial fishermen, captains and crew of commercial vessels, and oil rig workers) are not covered by workers' compensation laws, but by the Jones Act? There are many other industries and job categories that are not...
Business owners seek to strike an equal balance between protecting their business and encouraging a safe workplace. They seek to provide workers with a safe working environment but acknowledge that accidents do occur. When an accident does occur, a business...
In the US, 94% of employees, which represents roughly 140 million workers, are covered by workers compensation insurance. According to data collected in 2013, these employees received a total of $8.2 billion in workers compensation claims that covered loss of survivor...
Did you know that over 4 million American workers are injured every year? Of course, workers in industries such as construction and manufacturing are at higher risk of workplace injury. But office workers are not immune. Repetitive motion tasks, lifting, and even...
Every seven seconds of every workday sees an employee getting injured. These are staggering incidences that total to 4.5 million injuries annually. Of the many reported injuries, the most common happen to be pain and soreness, cuts and punctures and tears,...
Federal workers’ compensation laws cover over 135 million employees in the United States. In terms of salary, this means that these insurance policy cover over $7.2 trillion in payroll. Why are so many workers covered by this type of compensation policy?...