As a business owner, you have countless things to manage and worry about day-to-day. Advertising, marketing, good customer service, supply and demand, finding a place to set up shop — the list goes on. But as you deal with some of the more obvious areas that you...
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5 Most Common Workers Compensation Claim Mistakes
How familiar are you with the worker’s compensation system? If you’re like most employees, then you’re probably clueless. Most of us never quite bother with these things until we have to, which only happens after suffering an accident on the job. When the unfortunate...
Workers’ Comp Insurance for Self-Employed Workers: Do You Need It?
In most states, workers' compensation is mandatory. What's considered mandatory and optional varies from state to state. One section that tends to have a larger gray area is self-employment. You'd think because you're self-employed that you wouldn't need workers'...
How to Ensure Safety for All in Your Workplace During the Pandemic
Did you know that as of April 7, 2020, there were almost 1,500,000 COVID-19 cases globally? COVID-19 has changed the face of the world. Social distancing. Bans on public gatherings. The work-from-home trend. All these development have changed the way that...
How Will COVID-19 Affect a Workers Compensation Claim?
Did you know that since the COVID-19 pandemic began almost 90% of US businesses have encouraged their staff to work from home? COVID-19 has had a devastating effect on the world. The workplace has not been spared. Business owners are more aware than ever of...
Labor Law Changes in 2020: What You Need to Know
The workplace has changed dramatically. And the government is catching up with demographic, as well as economic shifts that affect labor law, especially at the state and local government level. The U.S. Department of Labor (DOL) went to recent...
What are the PEO Pros and Cons?
What are the Professional Employer Organization Pros and Cons? Outsourcing is a multibillion-dollar industry these days, and it’s not hard to see why. Business owners can work with third parties to get expert help for everything from IT to accounting. One type of...
How Is Workers Comp Calculated and What Factors Impact the Cost?
Employers paid nearly $50 million in worker's compensation premiums in 2018. Carrying worker's compensation insurance is mandatory in every state but Texas. In many states, employers must begin carrying insurance as soon as they hire their first...
Sample Workers Comp Insurance Rates Across Different Industries
Workers' comp insurance rates are the prices of insurance compensation policies that protect the employer as well as the employee when there’s a work-related illness or injury that occurs. One part of this type of insurance provides workers that have gotten ill, are...
Workers’ Compensation vs Employers’ Liability: What Should You Choose From a Company?
As a business owner, there are several types of insurance that you must carry to protect yourself. Two of those types of insurance are workers' compensation and employers' liability. There are many things to know about these two different insurances. Let's...
How to Spot and Prevent False Workers’ Compensation Claims
The United States recorded an incidence rate of 2.8 workplace-related injuries per 100 full-time workers in 2018. The Bureau of Labor Statistics notes that these figures have reduced steadily since the year 2010. Even so, there have been concerns that there...
How Can Outsourcing HR Functions Help Grow Your Business?
If you're running a small business, you know of the time and work that needs to be put in every single day to keep the ship afloat. You and your employees are required to wear several different hats each day to provide the best products and services to your clientele....