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Employers paid nearly $50 million in worker's compensation premiums in 2018. Carrying worker's compensation insurance is mandatory in every state but Texas. In many states, employers must begin carrying insurance as soon as they hire their first...

Workers' comp insurance rates are the prices of insurance compensation policies that protect the employer as well as the employee when there’s a work-related illness or injury that occurs. One part of this type of insurance provides workers that have gotten ill, are...

As a business owner, there are several types of insurance that you must carry to protect yourself. Two of those types of insurance are workers' compensation and employers' liability. There are many things to know about these two different insurances. Let's...

The United States recorded an incidence rate of 2.8 workplace-related injuries per 100 full-time workers in 2018. The Bureau of Labor Statistics notes that these figures have reduced steadily since the year 2010. Even so, there have been concerns that there...

If you're running a small business, you know of the time and work that needs to be put in every single day to keep the ship afloat. You and your employees are required to wear several different hats each day to provide the best products and services to your clientele....

The total American workforce comprised of more than 157 million workers in the year 2018. Small and medium-sized companies employ a sizable majority of this labor force.  Being able to manage such diverse human capital demands for massive levels of internal...

When you own a business, you must have workers' compensation insurance. The requirements of workers' compensation insurance can be difficult to understand and confusing; however, they can help you in the long run. Knowing what type of insurance you need and how...

Many small businesses out there aren't entirely knowledgeable about what kind of insurance policies they need to invest in. Some are enforced by the law, some provide peace-of-mind at your greatest time of need, and some are both. Such is the way with workers'...

Did you know that workers' compensation insurance protects 138 million US workers? That's right. That number represents almost all employees in the country. After all, workers' comp is a legal requirement in almost all states, except Texas. In Florida, only...

It's nice to have labels for compartmentalizing ideas and making them easy to reference. the problem with labels is that they too often flatten a concept, depriving those same discussions of much-needed nuance. So it is with the often bandied term 'gig economy'. ...

With national spending around $6 trillion a year on workers' comp payouts, businesses can easily go under if they miscalculate their insurance costs. Calculating a settlement accurately might seem challenging. The first place to start is to pay the right...

Sometimes unexpected events can weigh a heavy toll on the situations you and your family are put through. Such is the case when you sustain an injury while on the job. It can leave you out of work and with pricey medical bills to pay on your way to recovery....