Looking for Quality Workman’s Comp Insurance?
Same Day Quotes & Approvals
Discount Rates Available
Over 45 different A-rated Carriers and 30 PEO options in our network
Business Solutions
Helping Businesses Focus on Business…. Not Risk!
Peo’s and carrier’s in our network
Insure all risk factors Including:
• High Hazard Risks
• Roofing
• General Contractors, & Construction
• High Risk Manufacturing
• Staffing Agencies
• Landscaping
• Home Health Care
• Mold Remediation/Asbestos
• High Experience Mods
• And so much more
Workers comp rates as low as $8.00
per employee per week!
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Steps to getting insured quickly
1
Get a Quote
All we need is your company name, number of employees, payroll and a basic description of the work you do on a daily basis and we can typically issue an instant quote!
2
Get Enrolled
Our enrollment specialist will walk you thru how to easily complete the agreement, any required employee data and have you up in running typically within 24 hours once you’ve completed all of the forms
3
Get A Certificate
workers comp
ADMINISTRATIVE SERVICES ORGANIZATION (ASO)
We provide in house payroll services & tax filing for our clients including processing employee payrolls, W2’s, calculating tax deductions for the employer and employee.
• Online Access to statements
• File your quarterly RT6
• File your 941’s
FRIENDS OF NWCS
We can help you receive related other services you may need. See our full list of other trusted partners.
- Tax accountants
- Stand-alone pay as you go, provider
OWNER ONLY OPTION
Cover Pay – Cover One Product
Cover One is designed for single employee employers that need to show proof of a valid workers’ compensation insurance policy to be permitted to perform work at a work-site.
- Request a quote
- Coverage for all US
- Florida coverage coming soon
- Policy guidelines
PEO PROFESSIONAL EMPLOYEE ORGANIZATION | EMPLOYEE LEASING
PREMIUM REFUND PROGRAM
SUB-BROKER AGENCIES
We work with other agencies and welcome sub broker agencies to our team.
Frequently Asked Questions
1. What is workers compensation?
Workers Comp insurance covers employees injured while working on the job. Workers comp provides a form of wage replacement and medical expense coverage for work related injuries or illnesses. All polices also pay disability and death benefits in the event of partial or permanent disability or death.
2. Who does workers comp insurance cover?
Workers Comp provides coverage for all full-time and part-time employees and may cover owners and officers depending on the application and the owner’s inclusion or exclusion on the policy.
3. Can business owners exclude themselves from workers comp coverage?
In most states, owners and officers can choose whether they want to be excluded or included in coverage. Some states require an additional form filed to either exclude owners or to include owners in coverage. In Florida, up to three officers of a construction company can be exempt from workers comp as long as they meet the requirements below.
Construction Industry Standard Items To Be Eligible To File An Exemption
Corporation:
- The corporation must be registered and active with the Florida Division of Corporations
- The applicant must be listed as an officer of the corp
- The officer must have at least 10% ownership of the corp
- No more than three officers of the corp or LLC may be exempt.
- Ask one of our brokers if you want us to file the exemption on your behalf for a small fee
- Applicant cannot be affiliated with an ACTIVE Stop Work Order
Limited Liability Companies (LLC)
- The LLC must be registered and active with the Florida Division of Corporations
- The applicant must attest to a minimum 10 percent ownership of the LLC.
- No more than three officers of the LLC may be exempt
- We can process the application on your behalf for a nominal fee
- Applicant cannot be affiliated with an ACTIVE Stop Work Order
Benefits
Workers compensation specialists
PEO Employee Leasing
Reduced Employee Liability
Zero to Low Deductibles
Program Integrates transparently into your business process
Up to date Information on Labor Regulations and Worker's Rights
Fast Worker's Comp Certificates and same day approvals
No Audits
Pay as you go option (no long term contracts)
Payroll & Tax Filing (ASO)
Specialists Versed in Business Strategies and Solutions
Best workers comp insurance cost and rates
Best worker’s comp insurance
cost and rates
Testimonials
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Blogs
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Making Sense of New York State Workers’ Comp Laws
In 2014, 169,000 injuries and/or illnesses resulted in workdays lost. That is a lot of time and money you're losing. To make matters worse, if you don't have workers' compensation, you could be paying even more. Below we'll review some components of...
How and Where to Get Workers’ Compensation Insurance
For every hour across workplaces in the United States, 510 employees get injured. With such statistics in the rear-view, investing in workers' compensation is critical to avoid a significant financial claim wiping out or debilitating your...
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